Why Credit Is Important

The Fact about Credit Scores...

Prime, Sub-Prime, Below Sub-Prime.  These are the three major loan categories.  Your credit score is used to determine which of these categories your loan will be assigned.  Interest rates are dramatically affected by which category your credit score fall within.  The better your credit score is, the better your interest rate will be which means greater savings. 

If your credit score is 680 or above, then you would be considered a "Prime" borrower, and entitles you to a preferred interest rate.

How to improve your Credit Score...

This book will address the 5 components that are considered when determining your credit score and show you how you can leverage each of them to improve your credit score.

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